UNHCR's Treasurer and Corporate Finance Professional with vast expertise in devising capital structures, directing resource allocation to meet Organizational strategic objectives for the private sector, as well as for the not-for-profit sector - delivering Humanitarian Aid. Carmen provides leadership in using transformational technologies to deliver humanitarian assistance, preparedness and readiness in emergencies, with integrated solution design for financial and economic inclusion. Throughout her career of more than 25 years, she has worked in the private sector with blue-chip corporates and banks, as well as public sector Organizations. She brings vast experience gained in a global setting of corporate financial management and development, devising decision risk analysis and methodologies to deliver integrated solutions in financing and leading inclusive growth initiatives for global development.