David is an expert in 401(k) regulations, and fintech and led the development of the first 401(k) that allows employees to invest directly into cryptocurrency. He is passionate about engaging younger retirement savers by providing investment options aligned with their values. David has over 16 years of experience advising large Fortune 500 companies and small businesses on employer-sponsored retirement plans. He has worked closely with leading ERISA and SEC counsel and top cryptocurrency custodial and exchange platforms to ensure that 401(k) access to cryptocurrency complies with current regulations. Prior to co-founding ForUsAll, David helped manage over $50B in 401(k) assets at Financial Engines, where he worked with Nobel Prize-winning economist Bill Sharpe and his team. Together, they designed and implemented a portfolio management system that earned them a patent for their work building financial modeling to manage retirement portfolios for employees at Delta, Citibank, Ford, Microsoft, and other major corporations.